By Attorney Margaret Reiter Debt verification (sometimes referred to as debt validation) is a powerful tool available to debtors whose debts are sent to collection agencies.Through debt verification, you can get information about the debt, such as the original creditor and the amount being collected.One relatively new technique in the suspect debt repair company handbook – the mass debt validation request – has caught the attention of debt collectors.Collectors may have no choice but to plow resources into dealing with spurious requests for debt validation, a technique can often leave both collectors and consumers worse off.At Nightline, we like to treat our new callers right. We want our new members to experience everything, so your phone chat free trial will allow you access to all categories, as well as the live chat.That’s why all first time male callers get a free 60 minute free trial phone chat, so you can test the waters before you decide to dive in- and we know you will love it. Send and receive messages just like every other user on the system- just make sure you purchase more minutes before they run out.We never disclose member information, so you can be whoever you want to be on the Night Exchange.Night Exchange is a safe and discreet chat service where you can feel secure knowing your fantasies are 100% private.
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Note: This path is best only if you intend to pay off the debt in collections.
If the debt is nearing its statute of limitations, for example, you may be better off ignoring debt collection notices than drawing more attention to yourself with a verification letter.
In situations such as this, while the consumer is still legally obligated to pay the debt, the third party debt collector who was unable to verify the debt often ceases attempting to collect the debt.
Your Violations Team will give you tools and show you how to use them to protect yourself from harassment and other illegal collection practices.
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